For Lenders
Written for the funding side: what protects your loan, what stalls your CD, and what to ask the title company before you're three days out.
Quote it yourself, right now.
Title fees and closing figures on demand, without emailing anyone and waiting. Run a purchase or a refinance, adjust the numbers while your borrower is still on the phone, and give them a real answer in the moment instead of a promise to follow up.
- Title fees and closing cost estimates for Texas transactions
- Purchase and refinance scenarios
- Send a clean, presentable PDF to your borrower
- Works on your phone, your tablet, or your desktop
Two ways to use it today. Open it in a browser, or add it to your phone’s home screen and it behaves like an app. A full version is landing in the app stores next month.
“Communication and integrity are non-negotiable when a client’s home and timeline are on the line. Heather consistently delivers, and she backs it up with real accountability and follow-through.”
Justin WagerMortgage professional · review left on Google
An elevated closing experience.
Sidney Theis
Sidney runs the closing side of your file from start to finish, backed by a team where every person owns a specific piece of the process. That structure is the reason things move: nothing waits on one person having a free afternoon.
It also means your client hears from us before they have to ask. Updates arrive early, questions get answered the same day, and the closing feels handled rather than chaotic. Your client walks away thinking you chose well.
Closing protection letters
What a CPL actually indemnifies against, who issues it, and why requesting it early is a five-minute task that protects a seven-figure exposure.
Read the article → Coverage · 02Loan policy vs. owner's policy
Two policies, two insureds, two very different coverage amounts and durations. The distinction your borrowers ask about and the one your file needs documented correctly.
Read the article → Coverage · 03The endorsements worth requesting
Restrictions and encroachments, tax deletion, PUD, environmental protection lien. What each one closes off and when your investor will require it.
Read the article → Risk · 04Wire fraud protocol that actually works
Verified callback procedures, what we will and will never send by email, and the borrower-facing language that has stopped real attempts on real files.
Read the article → Docs · 05Powers of attorney and entity closings
What underwriting needs to approve a POA, how far ahead to send it, and the entity documents (operating agreements, certificates, resolutions) that hold up LLC purchases.
Read the article → Timeline · 06Curative timelines that protect your lock
Realistic turnaround for the six most common curative items, so you can price the extension risk instead of discovering it on day 28.
Read the article →