Resource library

For Real Estate Agents

The title questions that show up mid-contract. Written so you can explain them to a client without calling me first. Though you can always call me.

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Messy file clean-up & ownership
Ownership · 01

Marital property rights in Texas

Texas is a community property state, and homestead property carries its own rules. Understanding when a spouse must join a conveyance, even one who isn't on title, prevents the most common last-minute signing surprise.

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Coverage · 02

What title insurance is, and why it's necessary

Unlike other insurance, a title policy looks backward. It protects against defects that already exist in the chain of title. Here's what the owner's policy covers, what it doesn't, and how to answer the "why am I paying for this" question.

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Coverage · 03

Why buyers should take the survey coverage

Amending the area and boundaries exception costs a fraction of a percent of the purchase price and is one of the least explained items in the file. What it requires, what it costs, and the fence-line dispute it prevents.

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Clean-up · 04

When the seller has died: heirship & probate

Affidavits of heirship, muniment of title, independent administration. Which path your file needs, and roughly how long each one adds. Start this conversation at listing, not at closing.

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Clean-up · 05

Liens that surface late

Judgments, child support, IRS liens, HOA assessments, unreleased seconds, and mechanic's liens on new construction. What clears easily and what needs runway.

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Practice · 06

How to read a title commitment fast

Schedules A, B, C, and D. What to scan first, which exceptions matter to your buyer, and the three items on Schedule C that should trigger a phone call the day you receive it.

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These are educational summaries, not legal advice. Texas title insurance premiums and policy forms are promulgated by the Texas Department of Insurance, so rates do not vary by title company.